Manav Ghisalya (Morgan Stanley)

Focus Areas4 topics

Margin2Competitive Dynamics1Regulation Policy1Demand1

Trends2 quarters

Questions per Quarter

Questions

Challenging

Companies Covered

Question History3 questions

PNCPNC Financial Services2 quarters

2026 Q2

the 5 basis points improvement this quarter, it is pretty good given the environment.

MarginCompetitive DynamicsView in transcript →

2026 Q1

Would it still make sense to adopt the ERBA as it relates to maybe the flexibility

Is there anything that we should be thinking about on loan spreads or deposit rates