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does slide 11 include the decrease in the legacy insurance and Encompass policies?
is a two or even three-year look back to determine excess profitability too short of a time period?
I do want to go back to something I asked last quarter with regards to North America commercial premium growth
Can you maybe talk about how, if at all, they would impact the company's appetite for Home and Property business
is your appetite for Auto taking into account the potential for tariffs? Or is that something that you'll react
Is that because you see competition flattening out here? Or are you seeing greater appetite emerging for the company itself