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You'd mentioned reverse logistics with other large carriers. Would that be a new relationship
On the home warranty business, when do you think it'll be material enough, I guess, to move out of the corporate
you said there's some interest from your other partners perhaps in the warranty business. Could you expand on that
in connected living, is revenue gonna grow faster than EBITDA or slower than EBITDA
you've been helped somewhat by the hard market. I think your product has been priced right for a lot of Homeowners
the magnitude of the top line differential, the premium differential between the two
When you talk about a new program that you're planning to talk about in February, is that kind of a new line of business
Your reinsurance buy, it seems like the reinsurance market is going to be more favorable for you next year
said you had a strong pipeline, which doesn't seem like the usual thing in that line of business
In Global Auto, the loss performance was better year-over-year, but stable sequentially
In Global Housing, if you look at the loss ratio, is there a material difference in the loss ratio between lender-placed policies and voluntary policies
when you look at the new business pipeline for Lifestyle
you talked about pressure in the voluntary market
tariffs, -- anything you observed so far
The prior year development, could you characterize where that is coming from
trade in, anything structural around trade ins, people keeping their phones longer, anything like
Total Wireless by Verizon seems pretty interesting. How many subscribers under that program
shifts in voluntary were increasing demand. How is that trending now? Is there still as much pressure
The ForEx headwind for 2025, I think you said, with ForEx and investments a few percentage points
Then in Global Lifestyle, how do we think about the top line growth? Just kind of broadly
On the Homeowners business, the placement rate has been looking quite good. Can you talk about the
The change in reinsurance, is it possible to break that up by line of business? Was that all in GL?
A quick follow-up on the other liability. You said the -- you were pivoting the portfolio.
On the MGAs that are knocking on your door, is that always a hard no?
Anything to say on admitted versus E and F? And the mix shift
Rob, any comments on the mix between E&S and admitted? There's still strong movement into E&S